Important
Onto has entered administration and doesn't currently accept new customers.
Elmo is also not currently accepting new customers.
Getting a car on subscription makes driving hassle-free. But when you’re depending on a third party service to provide your car — along with servicing and insurance — it’s important to choose the right car subscription provider. Onto and elmo are two of the most popular electric car subscription services in 2023 — so which one is best?
We’ve compared the features, costs, cars, usability, and customer reviews of the two car subscription competitors, so you can choose the service that best suits you.
1 month
60 days
7 days
30 days
Minimum age 25 (or 30 for Premium vehicles*)
Minimum age 25 (or 30 for ABI Group 31 vehicles*)
No deposit
No deposit
£129.50
Flat fee of £119 for England and Wales
No fee
£199
750 per month (plus rollover unused miles from previous month)
800 per month on average over the course of your agreement (you can do more, or less each month)
£0.40-£1 per mile
From 25p per mile depending on the car
Free at specified charging points
Discounts available on home charging point installation
Delivery and collection only — no pickup option
Delivery and collection only — no pickup option
'Soft' credit check
'Soft' credit check
EVs only
EVs only
Not available
Not available
£9.99 per driver per month
£10 per driver per month
1 month
7 days
Minimum age 25 (or 30 for Premium vehicles*)
No deposit
£129.50
No fees
750 per month (plus rollover unused miles from previous month)
£0.40-£1 per mile
Free at specified charging points
Delivery and collection only - no pickup option
'Soft' credit check
EVs only
Not available
£9.99 per driver per month
60 days
30 days
Minimum age 25 (or 30 for ABI Group 31 vehicles*)
£95 one-off admin fee
Free (first 50 miles, with a per-mile charge thereafter)
£199
800 per month (plus rollover unused miles from previous month)
From 25p/mile depending on car
Discounts available on home charging point installation; BP Pulse membership available as add-on
Delivery and collection only - no pickup option
'Soft' credit check
EVs only
Not available
£10 per driver per month
You’ll prefer Onto if:
You’ll prefer elmo if:
Onto describes itself as an all-inclusive car subscription service — and it’s almost true. With breakdown cover, insurance, servicing, and charging included, the only thing you’ll need to pay extra for is car delivery and collection.
Onto only provides electric cars on subscription. So if you want to try an EV before you buy one, Onto is a great choice — especially since you can return the car with just 7 days’ notice.
With a large range of cars to choose from, Onto is a popular choice with new EV drivers. You can test drive a Tesla, or choose a nippy city car like the Renault Zoe if you don’t need as much range. Cars are categorised into tiers, with lower tier cars typically being more affordable than high tier cars. Additional mileage rates vary depending on your car tier.
With a monthly commitment, 7-day cancellation period, and many different EVs to choose from, Onto is an excellent car subscription service for anyone who’s new to electric cars.
elmo is a great Onto alternative as they also specialise in electric car subscriptions. While most costs are included — such as breakdown cover, car insurance, and servicing — there are a few additional costs to be aware of. You’ll pay a one-off delivery fee of £119 (additional fee may apply for Scotland). Also, elmo also has slightly stricter eligibility criteria than Onto.
Despite the additional costs, elmo is ideal if you want a personalised car subscription, rather than an out-of-the-box service. They offer two packages: elmoFlex and elmoSave. elmoFlex is slightly more expensive, but offers greater customisation, while elmoSave ties you into a longer term contract (minimum 12 months) but costs less. You can also see "Available from..." dates. This is great for those who want a specific vehicle, and want to know when they will be able to get it.
Be sure to check out our breakdown of electric vehicle tariffs currently available in the UK.
These add-ons make elmo a great Onto alternative for slightly more experienced EV drivers. Investing in a charge point and signing up for 6-12 month subscriptions can be more economical if you’re committed to switching to an electric car.
Your smartphone is the key to your Onto car. You’ll use the Onto app to unlock, start, and stop your electric car, as well as find nearby charging points and check your car’s battery level. Some cars also allow you to pre-heat them or open the bonnet using the app.
EV charging is one of the biggest ongoing expenses of driving an electric car — so free charging is a huge plus point for Onto over the alternatives. Free charging is available at 12,000+ charging points with an Onto car subscription.
elmo is a good Onto alternative for drivers who want to use a physical key with their car. This is ideal for drivers who don't want to rely on their phone to start their car, or for those whose operating system isn’t supported by the Onto app.
While these added extras come at a cost, elmo’s customisable packages offer greater flexibility than Onto’s one-size-fits-all approach. Drivers who want to personalise their car subscription have more options with elmo.
Customer support is crucial for any car subscription service. Drivers rely on the service provider for breakdown support, servicing, insurance claims, and all kinds of other queries. Here’s a breakdown of the customer support levels you can expect from Onto vs elmo.
Both service providers have extensive help pages and FAQs online, so you may find all the answers you need on the Onto or elmo site. If you do have further questions, elmo also has a phone number and a live website chat for general enquiries. Onto also has a 24/7 phone number, though this is a little tricky to find on their website. Their online messaging/email system is much more accessible. You can also get support through the Onto app.
Both Onto and elmo provide emergency phone numbers you can call to report accidents, breakdowns, and problems with your car. elmo also has a thorough, easily accessible emergency guide on its website.
As of February 2023, Onto and elmo’s Trustpilot scores are:
While elmo’s reviews are better overall, both elmo’s and Onto’s customer service levels seem to be rated similarly in customer reviews. Recent excellent reviews for Onto commend the all-inclusive nature of their service, though there is some criticism of unexpected damage charges when the car is returned. Elmo’s recent Excellent reviews praise their efficiency and professionalism. Their negative reviews report a more complex booking process.
Choosing a car subscription provider often comes down to the details. Here are the key comparison points between Onto vs elmo.
Onto and elmo’s features are very similar: they both specialise in providing electric cars on subscription. They both offer low-commitment monthly subscriptions, and include all the major expenses associated with driving a car: insurance, servicing, and breakdown cover.
However, there is some variation in the flagship features of each company. elmo offers greater flexibility (though the cost of these added extras can quickly escalate). Their commitment to sustainable driving is also sure to win points with EV drivers. Onto’s innovative app is great for tech-minded drivers, but it's the free charging that gives them the edge.
Winner: Onto
Onto doesn’t offer many bolt-ons — which means they genuinely offer an all-inclusive service. As an elmo alternative, their monthly prices tend to be more expensive, but you won’t pay anything more than the original price quoted (except a fee for car delivery and collection). You’ll also get free charging, saving you money each time you need to refuel.
elmo, meanwhile, has quite a few customisation options, as well as a first-time admin fee. Without free charging, your elmo car subscription has the potential to be more expensive than the cost you first see. But if you choose not to opt for any of the added extras, elmo is often much cheaper than Onto — especially if you select an elmoSave plan.
Winner: elmo
elmo currently has more than twice as many cars listed on their site than Onto (60 vs 25 as of November 2022). However, not all elmo’s cars are available immediately — many are listed as coming soon, so you may not actually be able to get behind the wheel of your chosen car for a few weeks.
Onto’s helpful availability checker allows you to see which cars are available near you right now.In terms of brands, Onto and elmo offer a similar range. Teslas are available from both providers, as well as various hatchbacks, SUVs, and estates. There’s not a lot in it, but elmo has a slight edge, thanks to its greater range of available cars.
Winner: elmo
The Onto app has a range of features designed to make managing your car subscription really easy. You can track your battery usage, find nearby chargers, report car damage, and start your car — all from your smartphone. It may not be for everyone, but it’s certainly great for usability.
elmo’s website offers a lot, but ultimately you’ll need to use specific EV apps to find charging stations, and a physical key to unlock and start your car. It’s what we’re used to, but it’s not as streamlined as Onto’s app-based approach to EV driving.
Winner: Onto
elmo wins this round thanks to its higher Trustpilot rating and easy access to help guides and support. While Onto seems to offer similar service levels to its competitor, their support access is a little trickier to navigate.
Winner: elmo
Car subscriptions are a great alternative to car ownership. While the monthly payments can be higher than car ownership, most of your expenses are covered — so there are no unexpected costs. You’ll often get 2-3 years from your subscription vehicle before you pay the same as buying an equivalent car outright.
Getting a car on subscription is similar to taking out a Netflix or Spotify subscription. You’ll pay a set amount each month to drive your car — this payment usually covers insurance, breakdown cover, road tax, servicing, and a courtesy car when needed. When you no longer need your car, you can cancel your subscription at relatively short notice.
Car leasing often requires drivers to sign up for a specific number of months (or even years). This ties you into a long-term contract, which is often difficult to cancel. Car subscriptions typically require much less commitment, with drivers able to change cars every month if needed.
Not usually. Most car subscription services will carry out a soft credit check that doesn’t impact your credit score. If you’re concerned, it’s important to check this with your service provider before the credit check is run.
Onto tends to be a little more expensive than elmo. Monthly payments for a Renault Zoe GT Line subscription with Onto is £499, while elmo offers an equivalent car for £469. The Audi e-Tron 55 Quattro is £1,299 per month with Onto, or £1,149 per month with elmo. Onto also charges for car delivery and collection, so the costs can rack up if you want to change your car regularly. The excess mileage charge is also higher.
However, Onto offers free charging, so depending on your monthly mileage and the range of your car, this may make up the difference each month.
Onto only offers pure electric cars, so their range is more limited than car subscription providers that also offer hybrid or traditional vehicles. They currently have 24 models available on subscription (though multiple colours and specs may be available).
LIke most Onto competitors, Onto conducts what they call “affordability checks” through a credit reference agency. However, these checks don’t affect your credit rating.
elmo is owned by the Constellation Automotive Group. The group also owns other well-known car brands, including Cinch and We Buy Any Car.
Yes! Unlike Onto, elmo provides a physical car key for your vehicle.
Flat delivery fee of £119 is applicable for drivers in England and Wales. Cars delivered to Scotland will pay an extra delivery fee.
The information included on this page is not professional or legal advice. All data, claims and facts referenced are taken from each subscription company website (or other reputable sources) and are accurate as of the date of writing, and to the best of our writer’s ability. Car Sloth is an independent, informational website and isn’t responsible for any engagements our users may have with providers after reading this guide. Car Sloth does not provide any warranties and guarantees related to the companies included in this comparison.We publish unbiased car subscription guidance, our opinions are our own and are not influenced by payments we receive from advertisers. See our editorial guidelines.